How much can I borrow?

Depending on your personal circumstances, you could borrow any amount from £7,500 up to £250,000 to be repaid over any period between 3 and 30 years. That means we really can tailor a loan to your own particular needs, and make sure you have the right one for you.

Do I have to use my property as security for my loan?

You don't always have to use your home as security, and our partner site does offer loans for tenants (click here for details), however if you do own your home and you are willing to secure your loan against it, we could offer you more flexible borrowing arrangements. And don't forget, there are no survey fees, legal fees or other upfront charges to worry about.

What can I use the money for?

We have approved loans for customers needing money for anything and everything - from home improvements to a new bike. Our most popular request is for debt consolidation, but we have also given loans to people for new cars, holidays and many more. Overall you can borrow the money you need for any reasonable purpose.

How long does it take?

Get a decision in principle there and then, and you could have the cash within 14 days. If you call us right now, we will give you an immediate 'in principle' decision and send out your loan offer today. You'll be under no obligation, and no salesman will call. The final approval of your loan rests with your lender. We are confident that as long as the information you provide is accurate, the loan will be completed on the original terms discussed. However, until the loan is finally approved you should not enter into any agreements on the assumption that the loan will be completed. When you receive your cheque will depend on what type of loan you take out, but you can usually expect to receive your cheque within 14 days. If your loan requirement is urgent and over £25,000, you could receive a cheque even sooner.